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Old 19th April 2010, 12:39 PM   #1
Face2Face
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Exclamation Starting A Janitorial Business

Anyone have any ideas as to the best place to get a start up loan prefer a government loan or ? All that is required is about $10,000.00 to purchase equipment, insurance and advertising.

I appreciate any thoughts on this.

Thanks
Steven

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Old 23rd April 2010, 03:27 PM   #2
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Have you thought about a business or personnel credit card? These can be used just like business lines of credit - where you only pay for the amount you used and with the new rules in place your might get a good interest rates, lower fees and rewards - unlike standard business loans

Good Luck!

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Old 24th April 2010, 07:20 AM   #3
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Start your cleaning business without a loan......start cleaning tomorrow, save some cashola, then pay cash for your tools as you go.

10 years from now you'll be glad you did.

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Old 24th April 2010, 11:05 AM   #4
Face2Face
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Default Credit Cards

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Originally Posted by bones46 View Post
Have you thought about a business or personnel credit card? These can be used just like business lines of credit - where you only pay for the amount you used and with the new rules in place your might get a good interest rates, lower fees and rewards - unlike standard business loans

Good Luck!
Never gave the "business card" a thought due to the fact the interest rates are so high and seemed like they were tougher to get than a loan. I will look into this and see if it will be possible, thank you so much for your feed back.

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Old 24th April 2010, 11:07 AM   #5
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Default Cashola

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Originally Posted by mktgbiz View Post
Start your cleaning business without a loan......start cleaning tomorrow, save some cashola, then pay cash for your tools as you go.

10 years from now you'll be glad you did.
It would certainly be better for the business's bottom line if you start in the black and end in the black. I appreciate you feed back, thank ya much.

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Old 11th May 2010, 07:47 AM   #6
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As you are going to start your cleaning business, advertising your new business is also a vital step. You should tell everybody that you’ve started a cleaning business and place ads in the local newspapers. In the opening you need to pay out most of your time and money getting paying clients. Though, the more clients you get the less time and money you spend on marketing.

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Old 15th May 2010, 09:39 AM   #7
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For only $10K - there are other options - like micro loans or peer-to-peer loans - or even bootstrapping - like asking friends and family to pool some money for you - better to repay the people you know than some faceless bank.

There are also non-bank lenders that provide unsecured loans to businesses - just have to have great creadit and show income to cover the debt payments.

To mktgbiz - never use your own money - ever - it is stupid to do so. The key is to not stress about debt but to actaully understand how leverage works. most peopel take debt without a solid plan of paying it back.

The idea is to use capital like and asset - and all assets have to be deployed in the most efficent manner - meaning that debt costs you $1,000 but you can leverage that debt to earn $2,000 per month - you would be better off.

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