If you planning to expand your business, then it's a good thing. But there are some factors that you have to consider to avoid any financial crisis.
1. If you are confident that you can handle more business.
2. If you are getting more no of service requests from your customers or in simple terms you are getting so many clients.
3. Take a look at your last 4-5 years financial status, if you are in profit, then you can easily expand your business without any loan.
4. The current service area of your organization is growing rapidly.
5. You have a strong and a core team of employees and you are damn sure that they will definitely support if you expand your business.
Hope this will help you .....