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Small Business Ideas Forum

Small Business Ideas Forum

A friendly place to share small business ideas and knowledge, ask questions, find help and encourage others that are involved in the small business industry. Topics include small business marketing, generating revenue and small business computing.

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Search: Posts Made By: phanio
Forum: Small Business Finance 22nd January 2014, 08:13 AM
Replies: 12
Views: 3,443
Posted By phanio
What do you think it is worth?

What do you think it is worth?
Forum: Small Business Finance 27th September 2013, 02:12 PM
Replies: 8
Views: 2,151
Posted By phanio
I would suggest this - the SBA has really been...

I would suggest this - the SBA has really been working in this area. They offer a wealth of knowledge and resources to help companies just like yours - go to their site and search for "importing"....
Forum: New Member Introductions 15th September 2013, 10:45 AM
Replies: 3
Views: 673
Posted By phanio
There are as many ways to market your new...

There are as many ways to market your new business without money as there are with money - you just have to get creative.
Do a web search about low cost or no cost marketing and run with some of...
Forum: Blogs and Blogging 15th September 2013, 10:41 AM
Replies: 9
Views: 3,369
Posted By phanio
If you can create all that content, then your...

If you can create all that content, then your keywords are already created.
What you should be more focused on is not keywords but on your overall marketing strategy. Who are you trying to target?...
Forum: Search Engine Optimization 15th September 2013, 10:38 AM
Replies: 5
Views: 1,434
Posted By phanio
I thought page ranks no longer matters. What...

I thought page ranks no longer matters. What about creating a page or site that is specific to your users - that offers something of value and forget about all that other junk. Focus on your...
Forum: General Small Business Issues 7th July 2013, 10:38 AM
Replies: 7
Views: 1,759
Posted By phanio
That is a broad question that is hard to answer....

That is a broad question that is hard to answer. I will first give you the standard, appropriate answer and that is to research and develop a business plan. There are free services - like SCORE,...
Forum: General Small Business Issues 7th July 2013, 10:34 AM
Replies: 3
Views: 1,422
Posted By phanio
You just have to keep searching - you might be...

You just have to keep searching - you might be asking for too much (or too little with your rent budget) if you want a solid anchor businesses as well.

You might think of another spot that has...
Forum: Small Business Finance 7th July 2013, 10:29 AM
Replies: 2
Views: 1,394
Posted By phanio
You might not have to actually register your...

You might not have to actually register your business there - but you have to look at their specific state laws. if nothing else, you might have to file as a foreign entity - foreign to that state...
Forum: Small Business Finance 7th July 2013, 10:24 AM
Replies: 9
Views: 2,985
Posted By phanio
Not true. The SBA does not have programs based on...

Not true. The SBA does not have programs based on gender - it is illegal. The 504 program is a community based loan program for local small businesses seeking to purchase commercial real estate or...
Forum: Small Business Finance 23rd June 2013, 08:34 AM
Replies: 38
Views: 20,067
Posted By phanio
Just create your own template with a few fields...

Just create your own template with a few fields that need to be changed monthly. You could even write it out on a scrape piece of paper and send it to them. Not sure what the real problem is here and...
Forum: Small Business Finance 23rd June 2013, 08:31 AM
Replies: 8
Views: 140,933
Posted By phanio
I say put your feelers out in your local...

I say put your feelers out in your local community - let them know that you are shopping for a CPA - then let them pitch to you. Listen to their presentation and that will spur the questiosn you need...
Forum: Small Business Finance 23rd June 2013, 08:29 AM
Replies: 12
Views: 6,735
Posted By phanio
What does the cost really matter if you have to...

What does the cost really matter if you have to have a website to run your business? The cost is not the issue - the issue is what you do with that site to earn money to 1) cover that website...
Forum: Small Business Finance 8th June 2013, 08:37 AM
Replies: 19
Views: 6,770
Posted By phanio
I said it once and will say it again - banks do...

I said it once and will say it again - banks do not provide start up loans. Banks have to be assured that will get repaid and a start up business - without a proven business model - cannot ensure...
Forum: Small Business Finance 8th June 2013, 08:34 AM
Replies: 9
Views: 2,985
Posted By phanio
Funny but true! Love your thinking here. Money...

Funny but true! Love your thinking here. Money does not care about your gender and neither do banks - they just want to get repaid.

You can also look into micro lenders - who can provide up to...
Forum: Small Business Finance 28th April 2013, 08:43 AM
Replies: 22
Views: 15,477
Posted By phanio
Unless you really don't need a business loan but...

Unless you really don't need a business loan but WANT one as not to use your own money - then a bank business loan will not work for you - you won't get approved. Banks want to see cash flow (lots of...
Forum: Small Business Finance 28th April 2013, 08:40 AM
Replies: 16
Views: 6,757
Posted By phanio
Making money online is no different then making...

Making money online is no different then making money in any business. You have a find a customer segment that is not having its needs met or are being undeserved. Find the right product to meet...
Forum: Small Business Finance 28th April 2013, 08:37 AM
Replies: 19
Views: 6,770
Posted By phanio
Banks do not underwrite start up business loans -...

Banks do not underwrite start up business loans - period. Banks want to get repaid and you have to demonstrate - based on past results - how you can repay that debt - start ups can't do that. Plus,...
Forum: Small Business Finance 25th January 2013, 02:08 PM
Replies: 7
Views: 2,400
Posted By phanio
I think you are already on the right path. The...

I think you are already on the right path. The difference between an S-corp and an LLC really depend on your situation - hard to answer here. Personally, I like the LLC - easier to run and manage....
Forum: Small Business Finance 25th January 2013, 02:02 PM
Replies: 2
Views: 1,471
Posted By phanio
Local accounting and bookkeeping services are...

Local accounting and bookkeeping services are cheaper than you think - call around and get some quotes. Or, find an independent bookkeeper who can catch you up. Do this with the idea of learning from...
Forum: Small Business Finance 25th January 2013, 01:57 PM
Replies: 8
Views: 4,012
Posted By phanio
I like what AlexB1 says - always start your...

I like what AlexB1 says - always start your business as lean as you can - spending money only on those things that get customers and their money - this will help you reduce the overall amount your...
Forum: Small Business Finance 25th January 2013, 01:52 PM
Replies: 2
Views: 1,679
Posted By phanio
Are you seeking a loan for a startup business? ...

Are you seeking a loan for a startup business? If so, forget about the banks all together - banks don't fund startup businesses.
Have you looked at local credit unions - some offer business loans...
Forum: Small Business Finance 30th October 2012, 12:40 PM
Replies: 13
Views: 3,776
Posted By phanio
You have several issues all at once. First, you...

You have several issues all at once.
First, you have to get your costs under control if you want any type of business loan or BLOC. $2.2 million in sales and no profit - you are wasting money...
Forum: Small Business Finance 30th October 2012, 12:26 PM
Replies: 8
Views: 10,449
Posted By phanio
Financially, it is always better to get payment...

Financially, it is always better to get payment upfront. But, when you talk with the client about scheduling and such - that is also the time to talk about how they want to pay or how you want to...
Forum: Small Business Finance 30th October 2012, 12:20 PM
Replies: 14
Views: 13,853
Posted By phanio
How much are you seeking in a business loan? ...

How much are you seeking in a business loan? What will the funds be used for? How muh have you put into financing the business so far? These are questions that need to be answered. No one is just...
Forum: Search Engine Optimization 30th October 2012, 12:17 PM
Replies: 8
Views: 1,571
Posted By phanio
What else have you done besides your own reviews?...

What else have you done besides your own reviews? Plus, google may know that those reveiws are coming from you and not displaying any of them.
Showing results 1 to 25 of 252

 
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