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Small Business Ideas Forum

Small Business Ideas Forum

A friendly place to share small business ideas and knowledge, ask questions, find help and encourage others that are involved in the small business industry. Topics include small business marketing, generating revenue and small business computing.

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Search: Posts Made By: Curt415
Forum: Insurance 24th September 2007, 12:02 AM
Replies: 7
Views: 16,049
Posted By Curt415
Are you supplying labor for a fee or actually...

Are you supplying labor for a fee or actually doing consulting for developing custom software?
Forum: Chat 25th July 2007, 01:53 PM
Replies: 4
Views: 1,803
Posted By Curt415
I've always liked face to face relationships and...

I've always liked face to face relationships and being the "go-to-guy." After a short stint in Hi-Tech, I realized that big corporate life was just not for me. I wanted to be more in control of my...
Forum: Insurance 23rd July 2007, 05:41 PM
Replies: 8
Views: 7,108
Posted By Curt415
General Liability should always be the first line...

General Liability should always be the first line of defense for protecting yourself against third party lawsuits.

When you expand with employees, look into workers compensation, and possibly EPLI...
Forum: Insurance 12th July 2007, 02:46 AM
Replies: 5
Views: 3,833
Posted By Curt415
Opie, An aggregate limit is the maximum...

Opie,

An aggregate limit is the maximum dollar amount in claims a company will pay in one policy term. For example, you have an occurence limit of one million (maximum they will pay for a single...
Forum: Insurance 9th July 2007, 10:20 PM
Replies: 20
Views: 33,957
Posted By Curt415
To my knowledge, there aren't a lot of books that...

To my knowledge, there aren't a lot of books that teach you about insurance. your policy is a book in itself. I wouldn't waste my time reading about it when your agent is paid off commission. Its...
Forum: Insurance 9th July 2007, 10:18 PM
Replies: 20
Views: 33,957
Posted By Curt415
This situation is a bit more complex. You should...

This situation is a bit more complex. You should purchase a General Liability policy that includes Products and Completed Operations. Most companies prefer not to insure Import/Exporters that bring...
Forum: Insurance 9th July 2007, 09:55 PM
Replies: 2
Views: 3,499
Posted By Curt415
Why can't she just cancel/rewrite your policy to...

Why can't she just cancel/rewrite your policy to include all operations of ur business? Fo consulting you'll need an E&O policy. For the rest of your operations, a standard GL policy that covers...
Forum: Insurance 30th May 2007, 01:12 AM
Replies: 9
Views: 5,948
Posted By Curt415
Business Insurance

I'm a little late on this reply but I'll answer anyways.

A good company for your operation really depends on what you do. Give a little more information on your operations and I can suggest...
Forum: Insurance 30th May 2007, 01:10 AM
Replies: 10
Views: 12,478
Posted By Curt415
Liability Insurance

I would suggest purchasing General Liability insurance ontop of your bonding.

General Liabilty offers defense for Property Damage and Bodily Injury.

I'll use the typical example of what can...
Forum: Insurance 30th May 2007, 01:04 AM
Replies: 9
Views: 11,115
Posted By Curt415
Business Insurance

Finding a good company to insure your business depends on the type of business you own. Each insurance company specializes in insuring different risks.

Most admitted companies such as Safeco,...
Forum: Insurance 30th May 2007, 12:58 AM
Replies: 7
Views: 7,220
Posted By Curt415
Errors and Ommissions

I would suggest purchasing E&O for your business.

If for some reason, you were unable to complete or perform up to certain, expected results on a contract, you may be liable for the income loss...
Forum: Insurance 30th May 2007, 12:45 AM
Replies: 6
Views: 18,316
Posted By Curt415
Post Health Insurance

You should speak to a Health Insurance Professional about Group Health Medical. The minimum number of employees to start a group plan is two.

Consider an employer contribution to the employee's...
Forum: General Offline Marketing 14th October 2005, 11:51 AM
Replies: 4
Views: 2,550
Posted By Curt415
Excellent...thank you

Excellent...thank you
Forum: Chat 13th October 2005, 04:42 PM
Replies: 1
Views: 1,724
Posted By Curt415
Other business forums

Does anyone know of any other forums for Apartment or Real estate investors? I want to participate in more forums to expand my outreach to people who may need help from an Insurance Broker. Thanks....
Forum: Sales 13th October 2005, 04:17 PM
Replies: 11
Views: 6,800
Posted By Curt415
High Trust Selling

Agreed, clients will go your way even with a higher price if they like you. Charisma, honesty, product knowledge.
Forum: New Member Introductions 13th October 2005, 04:12 PM
Replies: 5
Views: 1,844
Posted By Curt415
welcome

Welcome to the forums!
Forum: Insurance 13th October 2005, 03:53 PM
Replies: 8
Views: 18,492
Posted By Curt415
Insurance Brokers

You may want to consult with an insurance broker in regards to your questions.

From my understanding, there is no requirement by law to assume responsibility for any % of an employee's health...
Forum: General Offline Marketing 13th October 2005, 03:23 PM
Replies: 4
Views: 2,550
Posted By Curt415
Still Having trouble finding leads

In my line of business, commercial and personal lines insurance, lead generation will make or break your career. I have recently moved brokerages and am beginning to build my client base.

My...
Forum: Insurance 19th October 2004, 06:26 PM
Replies: 20
Views: 33,957
Posted By Curt415
Haha, even as a professional in the business, I...

Haha, even as a professional in the business, I do hate having to pay for insurance month to month especially when nothing happens. I guess that's one of the cons in the field I work in. I look...
Forum: Chat 19th October 2004, 01:22 PM
Replies: 6
Views: 2,892
Posted By Curt415
Haha..in the city of sin, there isn't much clean...

Haha..in the city of sin, there isn't much clean fun left in Vegas. I game back ahead! For the first time ahaha. Craps is really a wonderful game.
Forum: Insurance 19th October 2004, 01:17 PM
Replies: 20
Views: 33,957
Posted By Curt415
You are absolutely correct! However, If linda...

You are absolutely correct! However, If linda was to sell products made by someone else, but she slaps her own logo on it. There would be a products liability issue.

Linda, Just make sure...
Forum: Insurance 19th October 2004, 01:14 PM
Replies: 20
Views: 33,957
Posted By Curt415
Exclamation David...Good point made, however, it is not...

David...Good point made, however, it is not always feasible for a small business to Incorporate since you may get double taxed.

For small businesses, a BOP (Business owners Policy) is always the...
Forum: Insurance 19th October 2004, 01:07 PM
Replies: 20
Views: 33,957
Posted By Curt415
If your Ecommerce business on ebay generates more...

If your Ecommerce business on ebay generates more than $2000 is gross receipts, your hobby is considered to be a small business. Under the $2000 gross range, your home owners will cover any issues...
Forum: New Member Introductions 19th October 2004, 01:00 PM
Replies: 9
Views: 3,241
Posted By Curt415
Thank you Jean..it's great being here. :D

Thank you Jean..it's great being here. :D
Forum: New Member Introductions 19th October 2004, 12:59 PM
Replies: 9
Views: 3,241
Posted By Curt415
Which companies have you quoted with? Is this...

Which companies have you quoted with? Is this the first time your company is looking for health benefits for your employees?
Showing results 1 to 25 of 32

 
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